Credit Needed To Buy A House at Buying

Credit Needed To Buy A House. Even if you are a first time home buyer, you may be able to get a mortgage with a low credit score. The minimum credit score to buy a house is generally 620, but it can vary depending on what kind of loan you're seeking.

Credit requirements to buy a house. No set minimum, but a score of at least 640 is recommended:. Credit score needed according to loan type:

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It’s important to check your credit score to know where you stand. Even if you are a first time home buyer, you may be able to get a mortgage with a low credit score. It’s a long road, but the prize at the end is a new home to call your own. The quick and easy answer to your question is, there is no minimum credit score to buy a house.